Buying your first home can be a daunting thought. That is why we are here to help. Many people do not know where to start, they do not know what they can afford, where they can afford or where they want to settle down. As a whole the process can become overwhelming and questions continuously pop into your head, like how much of a down payment do I need, where do I get a mortgage, do I need a lawyer, should I do a home inspection, how much will it cost in addition to the purchase price, how and when do I transfer funds to the seller and the big one, is this a good time to buy. Purchasing a home whether it be your first or last should be an exciting time in your life, it shouldn’t carry the unnecessary stress that some endure. We are here to help with all of your questions and guide you through the entire process of purchasing a home, from start to closing and beyond. Our goal is to ensure that not only do you get the best possible price for the property, but to make it as stress free and enjoyable as possible, making the transition both smooth and memorable.
When purchasing your first home it is important to work with someone who understands and has helped numerous people into their first home. There are tax credits, rebates, incentives and plans to reduce costs and save you some money. For instance, the home buyers plan allows you to allocate up to $35,000 into your RRSP and use that money towards the purchase price of a property, which in return will be paid back, by you, over the course of 15 years. There is a Land Transfer Tax Rebate that you can apply for to save some money on the huge cost of this. Please click button below for all of the information and incentives regarding your first home purchase.